diff --git a/docs/adr.md b/docs/adr.md
index 9cbc301..be3c455 100644
--- a/docs/adr.md
+++ b/docs/adr.md
@@ -549,6 +549,63 @@ into [ADR-007](#adr-007-storage-split--fat-on-sd-for-working-copy-littlefs-on-fl
---
+## ADR-012: SD on its own SPI3 host (not shared with the EPD on SPI2)
+
+**Status:** Accepted — 2026-07-11
+**Scope:** v0.1 hardware; whole project.
+
+### Context
+
+The EPD (SSD1683) and the SD card both want SPI. The v0.1 plan (the boot
+sequence in [v0.1 technical](v0.1-mvp-technical.md#hardware-bring-up-order) and
+the storage context of
+[ADR-007](#adr-007-storage-split--fat-on-sd-for-working-copy-littlefs-on-flash-for-config))
+assumed **one shared SPI2 bus** with a per-device chip-select. Spike 3 (verified
+2026-07-11, [postmortem](postmortems/2026-07-05-spike3-sd-cmd59.md)) proved the
+SD works on the SPI2 wiring, but surfaced the integration blocker: the EPD driver
+uses esp-idf-hal's `SpiBusDriver`, whose constructor takes an **exclusive
+`spi_device_acquire_bus(BLOCK)` and holds it for the driver's whole lifetime**
+(it must keep CS asserted across a cmd→data sequence while toggling DC). While
+held, no other device on that host can transact — so an SD on SPI2 is locked out
+for as long as the panel driver is alive. Compounding it, persistence/git runs on
+a **dedicated thread** (Spike 7) while the EPD refreshes on the main task, so SD
+and EPD access are genuinely concurrent.
+
+### Options considered
+
+| Option | Pros | Cons |
+| --- | --- | --- |
+| **Shared SPI2, arbitrate** | One bus; ~2 fewer GPIOs. | Rewrite the proven EPD SPI layer to per-transaction device drivers; add a cross-thread mutex around all SPI2 access; residual "corruption on save during render" risk on the highest-value path. |
+| **SD on its own SPI3** | EPD code untouched; no arbitration/mutex; each bus at its own clock; matches the risk-table fallback exactly. | ~2 extra GPIOs + traces. |
+
+### Decision
+
+**SD gets its own SPI3 host.** The EPD keeps SPI2 and its exclusive-lock model,
+unchanged. This is the mitigation the technical-doc risk table already names
+("move SD to a separate SPI peripheral — ESP32-S3 has two"). SPI3 is free (SPI0/1
+are flash + PSRAM; nothing else uses SPI3).
+
+Pins — **SD on SPI3:** SCK 14, MOSI 15, MISO 13, CS 10 (MISO/CS unchanged from
+the spike; only SCK/MOSI move off the EPD-shared 12/11). **EPD stays on SPI2:**
+SCK 12, MOSI 11, CS 7, DC 6, RST 5, BUSY 4.
+
+### Consequences
+
+- No shared-bus arbitration or mutex — the git thread's SD I/O never contends
+ with an EPD refresh. Removes the "corruption on save during render" risk for
+ the device's first value (not losing the user's writing).
+- Each bus runs at its own clock (EPD ~4 MHz on jumpers; SD 10 MHz+).
+- Costs ~2 extra GPIOs + traces; the pin budget has room (avoids flash 26–32,
+ octal PSRAM 33–37, strapping 0/3/45/46, USB 19/20, RGB 38/48, EPD 4–7/11/12).
+- Supersedes the "shared SPI2, different CS" assumption in the boot sequence and
+ ADR-007's storage context; the `sd_fat` spike is rewired to SPI3 and its
+ EPD-CS-deselect step (only meaningful on a shared bus) is removed.
+- The `SpiBusDriver`-holds-the-lock mechanism was read from the constructor, not
+ re-verified on silicon; it doesn't affect this decision (SPI3 sidesteps it),
+ but is the first thing to confirm if a shared bus is ever revisited.
+
+---
+
## How to add a new ADR
1. Append a new `## ADR-NNN:
` section to this file.
diff --git a/docs/hardware.md b/docs/hardware.md
index eda76b1..9a41540 100644
--- a/docs/hardware.md
+++ b/docs/hardware.md
@@ -29,6 +29,6 @@ The board is on the bench and bring-up is largely done — per-spike results
live in [`spikes.md`](spikes.md) and
[`v0.1-mvp-technical.md`](v0.1-mvp-technical.md#hardware-bring-up-order),
with failure write-ups in [`postmortems/`](postmortems/README.md). Notable: the
-keyboard runs bus-powered on the S3's native USB port, and SD wiring is
-proven on shared SPI2 but blocked on a compatible ≤32 GB card
-([postmortem](postmortems/2026-07-05-spike3-sd-cmd59.md)).
+keyboard runs bus-powered on the S3's native USB port, and the SD/FAT stack is
+verified on a 32 GB card (2026-07-11), now moving to its own SPI3 host per
+ADR-012 ([postmortem](postmortems/2026-07-05-spike3-sd-cmd59.md)).
diff --git a/docs/postmortems/2026-07-05-spike3-sd-cmd59.md b/docs/postmortems/2026-07-05-spike3-sd-cmd59.md
index 8a33e03..708a793 100644
--- a/docs/postmortems/2026-07-05-spike3-sd-cmd59.md
+++ b/docs/postmortems/2026-07-05-spike3-sd-cmd59.md
@@ -190,8 +190,9 @@ it is explicitly **not recommended** and not applied.
(2026-07-11).
- [x] Enable PSRAM (done, `CONFIG_SPIRAM`) and build Spike 7 (git push) — both
complete; see [Spike 7 postmortem](2026-07-05-spike7-gix-https-push.md).
-- [ ] **Still open:** settle the **shared-bus arbitration** decision (EPD lock
- vs. SPI3 for SD) before wiring persistence into `main.rs`.
+- [x] Settle the **shared-bus arbitration** decision → **SD on its own SPI3**
+ (ADR-012, 2026-07-11); spike rewired to SPI3 (SCK 14 / MOSI 15), pending a
+ bench re-run on the new wiring.
- [ ] **Still open:** implement the FatFS atomic-save (unlink-then-rename +
`*.tmp` boot-recovery) in the real `persistence` module.
diff --git a/docs/v0.1-mvp-technical.md b/docs/v0.1-mvp-technical.md
index ff2d79b..cc794bd 100644
--- a/docs/v0.1-mvp-technical.md
+++ b/docs/v0.1-mvp-technical.md
@@ -65,7 +65,7 @@ read snapshot (render diff).
4. Mount FAT on SD → verify /sd/repo and /sd/repo/notes.md exist
├─ missing → fatal: "missing /sd/repo — re-mount SD and reboot"
└─ present → continue
-5. Init SPI bus (shared: EPD + SD on different CS)
+5. Init two SPI buses: EPD on SPI2, SD on SPI3 (separate hosts — ADR-012)
6. Init EPD, full refresh: splash + boot log
7. Start tasks: usb, wifi (spawned in `Off` state — no radio bring-up), ui, render
8. ui_task opens /sd/repo/notes.md, places cursor, enqueues full render
@@ -89,8 +89,8 @@ spike 4 is the gate for
— critically — whether `epd-waveshare` already supports the panel's
controller (SSD1683-class) or whether we write a thin custom driver
against `embedded-hal`. Either way, ~300 LoC; this spike answers which.
-3. **Spike 3 — SD.** Mount FAT, read/write a file. Validates SPI sharing with
- EPD (or separate bus if needed).
+3. **Spike 3 — SD.** Mount FAT, read/write a file. Verified 2026-07-11; the
+ shared-bus question resolved to a separate SPI3 for the SD (ADR-012).
4. **Spike 4 — USB host.** Enumerate the Nuphy as a boot-protocol HID
keyboard, log keycodes over UART.
5. **Spike 5 — Partial refresh.** Type a string letter-by-letter, partial
@@ -342,7 +342,7 @@ Mirrored as live conflicts in
| TinyUSB host drops HID reports under load | dropped keystrokes during fast typing | enable larger USB rx buffer; if still bad, fall back to BLE-HID for v0.1 |
| EPD partial refresh slower than 200 ms | typing feels laggy | reduce font size to shrink dirty area; or render multi-char bursts |
| TLS heap pressure on PSRAM | OOM during push | tune mbedtls to smaller cipher suites; force GC of glyph cache before push |
-| SD + EPD on same SPI bus collide | corruption on save during render | move SD to a separate SPI peripheral (ESP32-S3 has two) |
+| SD + EPD on same SPI bus collide | corruption on save during render | **ADOPTED (ADR-012):** SD on its own SPI3 host |
Every one of these is detected by a spike before integration starts — we are
not finding them at the end.
diff --git a/firmware/README.md b/firmware/README.md
index 8815618..b59b42f 100644
--- a/firmware/README.md
+++ b/firmware/README.md
@@ -68,10 +68,12 @@ next build.
**Spike 3 — SD card (FAT) on shared SPI2: verified 2026-07-11.** A separate
binary — [`src/bin/sd_fat.rs`](src/bin/sd_fat.rs), flashed with `just flash-sd` —
-brings up the SD card on the EPD's SPI2 bus, mounts FAT at `/sd`, and exercises
-the persistence module's atomic save (write `*.tmp` → fsync → rename →
-read-back). Wiring: **SCK 12 · MOSI 11** (shared with the EPD) **· MISO 13**
-(new; the write-only EPD never used it) **· SD CS 10** (EPD CS is 7).
+brings up the SD card, mounts FAT at `/sd`, and exercises the persistence
+module's atomic save (write `*.tmp` → fsync → rename → read-back). Per ADR-012
+the SD runs on its **own SPI3 host** — **SCK 14 · MOSI 15 · MISO 13 · SD CS 10**
+— leaving the EPD alone on SPI2. (The 2026-07-11 bench proof below ran on the
+earlier shared-SPI2 wiring; the code is now rewired to SPI3, pending a re-run
+after moving the SCK/MOSI jumpers to 14/15.)
Bench result (genuine 32 GB SDHC card): mounts at 10 MHz, `29806 MiB total`,
atomic round-trip byte-identical. Two findings baked into the code:
@@ -85,10 +87,13 @@ atomic round-trip byte-identical. Two findings baked into the code:
the real persistence module must add `*.tmp` boot-recovery. Long filenames
(`CONFIG_FATFS_LFN_HEAP`) are required for the two-dot `*.md.tmp` name.
-Still open before persistence lands in `main.rs`: the **shared-bus arbitration**
-question — the EPD driver holds an exclusive SPI2 lock for its lifetime, so the
-EPD and an arbitrated SD device can't both be live on one host yet (release/
-re-acquire around EPD ops, or give the SD its own SPI3). This spike ran SD-only.
+**Arbitration resolved (ADR-012):** the EPD driver holds an exclusive SPI2 lock
+for its whole lifetime, and persistence runs on its own thread, so a shared bus
+would need an EPD rewrite plus a cross-thread mutex on the save path. Instead the
+SD gets its own SPI3 — the EPD stays untouched, no arbitration. Remaining before
+persistence lands in `main.rs`: re-run the spike on the SPI3 wiring, then wire
+the atomic save (unlink-then-rename + `*.tmp` boot-recovery) into a `persistence`
+module.
**Spike 5 — partial refresh + typing: verified 2026-07-04.** `main.rs` wires
the keyboard to the panel: [`src/usb_kbd.rs`](src/usb_kbd.rs) feeds decoded